FIRST CITIZENS BANK
INTERNET BANKING PRIVACY STATEMENT

First Citizens Bank recognizes, respects, and protects the personal privacy rights of all our customers. We believe that the basis of each and every customer relationship is trust. We realize that our customers entrust us with information and it is our policy to maintain our customers' information in a confidential manner. We believe that our customers' privacy should not be compromised, and we are committed to providing the highest level of security and privacy regarding the collection and use of our customers' personal information, as well as personal information of all consumers who visit our bank.

The Information That We Collect:
Visitors to this bank Web site remain anonymous. We do not collect identifying information about visitors to our site. We may use standard software to collect non-identifying information about our visitors, such as:

• Date and time our site was accessed
• IP Address (A numeric address given to servers connected to the Internet)
• Web browser used
• City, State, and Country

The bank uses this information to create summary statistics and to determine the level of interest in information available on our site.

Visitors may elect to provide us with personal information. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations.

Nonpublic Personal Information About Customers and Former Customers:
We do not disclose any nonpublic personal information about our customers or former customers
to anyone, except as permitted by law.

The Confidentiality, Security and Integrity of Your Nonpublic Personal Information:
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

For more information or questions regarding this policy, contact the bank at:

First Citizens Bank
3220 Harrison Avenue
PO Box 3149
Butte, MT 59701
(406) 494-4400
E-Mail: fcbob@firstcitizensbankbutte.com